Terms and Conditions for Using Our Website and Purchasing Our Products and Services

Our Comments Policy

By posting on our blog, you agree to the following:

  1. You may comment, but you must register.
  2. If you disagree with what we or anyone says, please do so in a way that is respectful.
  3. We reserve the right to delete your comments. This is our website. We don’t have an obligation to publish your comments. We will delete your comments if you post something that is, in our sole opinion, (a) snarky; (b) off-topic; (c) libelous, defamatory, abusive, harassing, threatening, profane, pornographic, offensive, false, misleading, or which otherwise violates or encourages others to violate our sense of decorum and civility or any law, including intellectual property laws; or (d) “spam,” i.e., an attempt to advertise, solicit, or otherwise promote goods and services.
  4. You retain ownership of your comments. We do not own them and we expressly disclaim any and all liability that may result from them. By commenting on our site, you agree that you retain all ownership rights in what you post here and that you will relieve us from any and all liability that may result from those postings.
  5. You grant us a license to post your comments. This license is worldwide, irrevocable, nonexclusive, and royalty free. You grant us the right to store, use, transmit, display, publish, reproduce, and distribute your comments in any format, including but not limited to a blog, in a book, a picture, a video, or presentation.

Online Conduct

You agree to use our products and services only for lawful purposes. You may not post on or transmit through our products or services any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, sexually explicit, profane, hateful, racially, ethnically, or otherwise objectionable material of any kind, including any material that encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate applicable laws, and any material related to gambling.

We may prohibit conduct, communication, or content that we, in our sole discretion, believe to be harmful or objectionable to individual users, us or our partners, or any rights of ours or any third party, to violate applicable laws, or for any other reason that we reasonably believe will bring scorn or derision upon us and our partners, such as spamming, spying, and the like. Notwithstanding the foregoing, we cannot ensure prompt editing or removal of questionable content after online posting or transmittal. Accordingly, neither we, nor any of our, nor the partners, officers, directors, employees, investors, and other representatives of any of them, assume liability for any action or inaction with respect to conduct, communication, or content in connection with our products and/or services.

No Warranties and Limitation of Liability

Use of our products and services is at your sole risk. Neither we, nor our affiliates, nor any of our officers, partners, directors, or employees, agents, investors, third-party content providers, vendors, licensers, or the like, warrant that our products and services will be uninterrupted or error-free; nor do they make any warranty as to the results that may be obtained from the use of our products and services, or as to the accuracy, reliability, or currency of any information content, service, or merchandise provided through our products and services.

WE ARE PROVIDING THESE PRODUCTS AND SERVICES AND RELATED CONTENT ON AN “AS IS” BASIS AND MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WITH RESPECT TO THESE ITEMS. WE DISCLAIM ALL THOSE REPRESENTATIONS AND WARRANTIES, INCLUDING FOR EXAMPLE WARRANTIES OF MERCHANTIBILITY AND FITNESS FOR A PARTICULAR PURPOSE. FURTHER, WE DO NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE ON OR THROUGH OUR PRODUCTS OR SERVICES IS ACCURATE, COMPLETE, OR CURRENT AND ALL INFORMATION IS SUBJECT TO CHANGE WITHOUT PRIOR NOTICE TO YOU.

Neither we nor any of our affiliates, nor the directors, partners, employees, investors or other representatives of any of them, are liable for damages arising out of or in connection with the use of our products and services, including mistakes, omissions, interruptions, deletion of files or e-mail, errors, defects, viruses, or delays in operation or transmission. This is a comprehensive limitation of liability that applies to all damages of any kind, including compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties.

You agree that you are solely and completely responsible for your use of our products and services, for any data transmissions using our products and services, and for the content of any such transmissions. You agree to indemnify and hold harmless us and our affiliates, the directors, partners, employees, investors or other representatives of any of them from any type of demand or any type of claim, including reasonable attorney fees, which may be made as a result of your use of our products and services.

Security Policy

We use reasonable precautions to protect the privacy and security of your user information and any other information that you store or transmit using our products and/or services. Our web services are hosted by a reputable third party hosting service. While our experience with our hosting service has been very good, we make no representation or warranty with respect to backups, disaster recovery, or data security. Specifically, we do not offer the ability to selectively restore content items stored or transmitted using our products or services, nor do we provide any guarantee that some or all of the data content you store or transmit using our service will not be permanently lost or corrupted. You are solely responsible for maintaining backup copies of any data you deem important.

We use Secure Socket Layer (“SSL”) connections to encrypt information flowing though our products and services. Using them is a requirement for using our website and purchasing our products and services.

Privacy Policy

To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. This policy notice applies to all information collected or submitted using our products and services.

Collection of Information

We collect personally identifiable information, like names, postal addresses, email addresses, etc., when voluntarily submitted by our visitors. The information you provide is used to fulfill you specific request. This information is only used to fulfill your specific request, unless you give us permission to use it in another manner, for example to add you to one of our mailing lists.

We use return e-mail addresses to answer the e-mail we receive. Such addresses are not used for any other purpose and are not shared with third parties except when such return addresses appear in e-mail text that is forwarded to a third party in the normal course of responding to that e-mail.

For subscribers to our email lists, we will not sell, make available or in any way distribute your e-mail address to anyone else, nor will we send you e-mails other than for the purpose of the e-mail subscriber list for which you are subscribing. We automatically subscribe users to any of our products and services, both paid and free, to our newsletter.  Users can unsubscribe at any time. We may also send other emails related to the purchase of and use of our products and services, which users can unsubscribe from at any time.

We do not collect or store any credit card information.  We use third party payment processors that handle all of our credit card payment processing and we never see or have access to credit card numbers, expiration dates or CCV codes.

Cookie/Tracking Technology

The Site may use cookie and tracking technology depending on the features offered. Cookie and tracking technology are useful for gathering information such as browser type and operating system, tracking the number of visitors to the Site, and understanding how visitors use the Site. Cookies can also help customise the Site for visitors. Personal information cannot be collected via cookies and other tracking technology, however, if you previously provided personally identifiable information, cookies may be tied to such information. Aggregate cookie and tracking information may be shared with third parties.

Distribution of Information

We may share information with governmental agencies or other companies assisting us in fraud prevention or investigation. We may do so when: (1) permitted or required by law; or, (2) trying to protect against or prevent actual or potential fraud or unauthorized transactions; or, (3) invest